Credit conditions

Credit is available to citizens aged 23 and above. To complete the transaction, the following documents are required

Passport

Social Security Card

Credit purchases are available for products priced at 35,000 drams and above. The transaction is completed directly in stores using a specialized application.

Credit Options

0% prepayment, 12 months term, starting from 16.5% interest rate

0% prepayment, 24 months term, 18% interest rate, 0.8% service fee (up to 1,500,000 drams)

0% prepayment, 36 months term, 18% interest rate, 0.8% service fee (up to 1,500,000 drams)

Note: Credit sales cannot be combined with other discounts or offers.